India Press Releases

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India’s First FinTech Startup Simplifying Provident Fund Challenges for India’s workforce

India’s First FinTech Startup Simplifying Provident Fund Challenges for India’s workforce

Launched in October 2023, FinRight Technologies, a Mumbai-based fintech startup founded by CRED and Amazon professionals, addresses personal finance challenges uniquely. With a vision to address some of the most challenging pain points in personal finance, FinRight has chosen Employee Provident Fund (EPF) as its first major focus area as accessing this retirement corpus has become increasingly complicated.

In FY23, over 5.21 crore PF withdrawal and transfer claims were filed, but a staggering 25.8% of them–around 1.34 crore of PF claims–were rejected. For final PF withdrawal claims, the PF claim rejection rate hit a five-year high of 34%. These numbers reveal the deep-rooted challenges employees face when dealing with their Provident Fund claims, making it one of the biggest financial hurdles in India today.

Since its launch in 2023, FinRight has assisted over 5,000 customers on their PF withdrawals and online PF claims, offering a unique combination of tech-driven and human support around intricate rules and processes to provide personalised guidance and assistance. Individuals seeking to withdraw their EPF or resolve issues with EPF transfers can now turn to FinRight for seamless support. By visiting www.finright.in, users can access expert assistance powered by FinRight’s cutting-edge platform. The fintech startup ensures that EPF withdrawal requests initiated through its platform receive dedicated attention, significantly reducing the risk of rejection and simplifying the process for India’s workforce.

“Most people find understanding rules & processes around PF transfers and PF withdrawals daunting. The market is crowded with unorganized PF agents and PF consultants who lack expertise, provide inconsistent service, and often charge exorbitant fees. We saw an opportunity to deliver professional, transparent, and affordable solutions to simplify Provident Fund claims for everyone. Our goal is to empower individuals to access their money without stress or delays” said Amey Kanekar, Co-founder of Finright Technologies Pvt. Ltd.

FinRight is gearing up to introduce digital automation to tackle EPF issues seamlessly by integrating EPFO APIs and employing AI, the founder revealed. “8/10 people discover problems with their EPF only when they need funds, and that’s a challenge we aim to address head-on,” he said. As part of this initiative, FinRight will soon launch a “Get Your EPF Reviewed” online service, empowering users to identify discrepancies instantly in their EPF accounts with just a few clicks.

FinRight’s impact is best demonstrated through the experiences of its customers, who have successfully navigated complex online PF withdrawals issues with the platform’s help:

* Vikas K., Tech Professional in Delhi: “After leaving a tech company where I worked for eight years, I struggled to withdraw my Rs37 lakh EPF due to a mismatch in my father’s name and errors from a subsidiary transfer. My claims were rejected 16 times. FinRight stepped in with a joint declaration and rigorous follow-ups with EPFO, resolving the discrepancies and enabling a successful PF withdrawal within a month. Their expertise in handling Provident Fund withdrawal was a huge relief.”

* Ganesh R., Healthcare Professional in Chennai: “After 20 years across 3 organizations, my online PF withdrawal claim was rejected, citing ‘insufficient service.’ This PF claim rejection occurred because the employer had failed to correctly update my service. Despite seeking help from multiple PF consultants and PF agents, the issue persisted. That’s when FinRight came to my rescue. They helped me navigate the complex process between employers & EPFO, ensuring my service records were updated. This enabled me to access Rs75 lakhs of my PF balance”.

Angel Funding:

FinRight, driven by its mission to simplify personal finance challenges, has secured seed funding from investors. The startup aims to broaden its offerings to tackle additional personal finance pain points, including insurance claims, taxation, and estate planning. Simultaneously, it plans to scale its operations to major Indian cities, reinforcing its position as a trusted leader in financial assistance and provident fund services.

Riding the Wave: How Technology is Changing Stock Trading in India

Riding the Wave: How Technology is Changing Stock Trading in India

The Indian stock market is constantly evolving. Technology plays a major role in this evolution, shaping how investors access information, analyze opportunities, and execute trades. This article explores some of the key technological trends impacting Indian markets today.

Algorithmic Trading: Automating the Trading Process

Algorithmic trading uses computer programs to follow pre-defined strategies. This can help with speed and efficiency in trading. However, it’s important to remember that algorithms are only as good as their programming and the data they rely on.

Online Trading Platforms: Expanding Access to Markets

Online platforms have made it easier for Indian investors to participate in the stock market. These platforms offer convenience and a range of tools, but investors should carefully consider the fees and features of different platforms before making a choice.

Big Data and Analytics: Making Sense of Information

The amount of data available to investors is constantly growing. Big data and analytics tools can help process this information, but it’s crucial to use these tools responsibly and understand their limitations.

Artificial Intelligence: A New Tool for Investors

Artificial intelligence is starting to play a role in investing, from robo-advisors to sentiment analysis. As with any technology, it’s important to understand the potential benefits and risks of AI before using it to make investment decisions.

Cybersecurity: Protecting Your Investments

With the rise of online trading, cybersecurity is more important than ever. Investors should take steps to protect their accounts and personal information.

Mobile Trading: Investing on the Go

Mobile trading apps offer convenience, but investors should be aware of the potential security risks and ensure they are using a reputable app.

Important Considerations for Investors

  • SEBI Registration: Always check that any platform or advisor you use is registered with SEBI.
  • Education: Investing involves risks. It’s essential to educate yourself and seek professional guidance when needed.
  • Independent Research: Don’t rely solely on technology. Conduct your own research and due diligence.
  • Seek Professional Advice: Consider consulting with a SEBI Registered Investment Advisor for personalized guidance.

A Market Leader in Trading and Investment Services

Goodwill Wealth Management Pvt Ltd is a pioneer in innovative trading solutions. The company’s cutting-edge technology, diverse investment opportunities, and dedicated customer support have made it a preferred choice for traders and investors across India.

To Learn more, visit Goodwill Wealth Management Pvt Ltd

Disclaimer: This article is for educational and informational purposes only and does not constitute investment advice. The information presented here is subject to change, and any securities mentioned are examples only. Investing in the stock market involves risks, and past performance is not indicative of future results. Always conduct thorough research and consult with a qualified financial 1 advisor registered with SEBI before making any investment decisions

Young Indian Social Entrepreneur wins the Muhammad Ali Humanitarian Award

Young Indian Social Entrepreneur wins the Muhammad Ali Humanitarian Award

Richa Gupta, co-founder and CEO of Labhya, was recognized at the 11th Annual Muhammad Ali Humanitarian Awards, held on Saturday, November 9, 2024, in Louisville, Kentucky, USA. Richa, a globally recognized social entrepreneur and advocate for children’s well-being and education in India, was one of the distinguished honorees at this prestigious event. She accepted the award on behalf of Labhya, a nonprofit that integrates well-being programs into India’s public education system, deeply impacting the well-being and mental health of millions of vulnerable children.

Richa was awarded for embodying Muhammad Ali’s values of compassion and service to others. Under her leadership, Labhya is making a significant impact on over 2.4 million children across 22,000+ government schools in India. “We are not stopping till we impact 30 million children by 2030!” says the young social entrepreneur.

This year’s Muhammad Ali Humanitarian Awards also celebrated other outstanding individuals for their contributions to youth empowerment and social change. NBA Hall of Famer, Shaquille O’Neal, received the Muhammad Ali Humanitarian of the Year Award, while Grammy-Award-winning music producer, Nile Rodgers, was honored with the Global Citizenship Award. Public interest attorney, Bryan Stevenson, received the Lifetime Achievement Award, and award-winning journalist Dawne Gee was recognized as the Kentucky Humanitarian.

The event celebrated Richa Gupta alongside other young changemakers, including Deja Foxx, Sophia Kianni, Shah Chowdhury, Mohammad Yasir, Lianna Genovese, and Charlot Magayi, who are all committed to enacting sustainable and positive change, globally. Together, these young leaders exemplify the values and vision of ‘The Greatest’, Muhammad Ali, continuing his legacy of service, justice, and empowerment.

The Muhammad Ali Humanitarian Awards, established in 2013 by Muhammad Ali’s wife, Lonnie Ali, and his family, honor individuals whose work and lives reflect the core principles that defined the legendary boxing champion, humanitarian, and global icon. The Seasoned Awards celebrates those who have dedicated their lives to service, while the Six Core Principles Awards spotlight young changemakers.

About Muhammad Ali Center

The Muhammad Ali Center, located in Louisville, Kentucky, USA, is a multicultural center and museum inspired by the ideals of Muhammad Ali. It is dedicated to promoting respect, hope, and understanding while inspiring people to be as great as they can be. Through its awards and initiatives, the Center upholds Ali’s legacy by honoring individuals and organizations working toward social change.

About Labhya:

Labhya is a visionary education nonprofit that has pioneered the children’s wellbeing movement in India. Labhya is dedicated to institutionalizing programs that improve the quality of education and wellbeing for children in government schools of India.

For more information, please contact:

Ananya Chatterjee

Head of Communications, Labhya

Email: ananya@labhya.org

PT365: Your Game-Changer for UPSC Prelims Preparation

PT365: Your Game-Changer for UPSC Prelims Preparation

Cracking the UPSC Prelims requires more than just hard work; it demands strategic preparation and smart resources. Among the plethora of study materials available, PT365 by Vision IAS has proven to be a reliable and impactful tool for mastering current affairs. Designed specifically for Prelims, PT365 has become an essential part of many toppers’ success stories. Let’s explore how this resource can help you achieve your UPSC dreams.

Current Affairs: Your Key to Prelims Success

The role of current affairs in UPSC Prelims has grown significantly over the years. In 2023, around 35-40% of the questions had a direct or indirect link to current events. Topics such as international relations, economic policies, environmental developments, and technological advancements form the core of this section.

While newspapers are great for staying informed, they often lack the structured, exam-focused approach needed for Prelims. This is where PT365 excels, offering aspirants a concise, curated, and comprehensive resource to tackle current affairs with confidence.

What Makes PT365 Unique?

PT365 isn’t just another study material; it’s a game-changing resource tailored for UPSC Prelims. Here are its standout features:

  1. Comprehensive Subject-Wise Coverage

PT365 breaks down the year’s most important topics into subject-specific booklets, including Polity, Economy, Environment, Science & Technology, and more. This systematic approach helps aspirants focus on one area at a time, aligning with their preparation strategy.

  1. Concise Summaries for Quick Revision

With its crisp and focused content, PT365 ensures you don’t waste time sifting through unnecessary details. It’s ideal for quick yet thorough revisions.

  1. Interactive Learning with QR-Code Quizzes

PT365 incorporates QR-code-based quizzes, allowing aspirants to test their understanding and reinforce key concepts. This interactive feature makes learning more engaging and effective.

  1. Exam-Oriented Content

The resource prioritizes high-yield topics, ensuring that aspirants focus on areas most likely to appear in the Prelims.

  1. Visual Aids for Better Retention

Tables, flowcharts, and graphs simplify complex information, making it easier to understand and retain.

Success Stories: Real Results with PT365

Let’s look at how PT365 has been instrumental in solving real Prelims questions. In 2024, the Supreme Court directed the Centre to set up a fresh Delimitation Commission. PT365 Polity 2024, under “Article 7.2: Delimitation Commission,” provided a detailed analysis, including the number of commissions constituted by December 2023. This comprehensive coverage directly helped aspirants answer a Prelims question on the topic.

Many toppers have similar stories:

  • “PT365 is a game-changer—essential for covering Prelims current affairs effectively.” — Rupal Rana, AIR 26, UPSC CSE 2023.
  • “I referred to PT365 and also solved quiz tests based on it.” — Pourush Sood, AIR 29, UPSC CSE 2022.

How PT365 Complements Your Preparation

  1. Bridges the Gap Between News and Analysis

While newspapers provide daily updates, PT365 organizes and contextualizes this information, linking it to the syllabus and potential exam questions.

  1. Saves Time and Effort

By condensing a year’s worth of current affairs into focused booklets, PT365 allows aspirants to revise efficiently without missing critical details.

  1. Enhances Strategic Preparation

PT365 highlights trends, recurring issues, and application-based questions, equipping aspirants with insights to tackle even the most challenging sections of the Prelims.

Tips for Making the Most of PT365

To maximize the benefits of PT365, follow these steps:

  1. Start Early

Begin incorporating PT365 into your study plan a few months before the Prelims to ensure ample time for understanding and revision.

  1. Focus on One Booklet at a Time

Tackle subject-specific booklets systematically, ensuring you thoroughly cover each area before moving on to the next.

  1. Balance Notes and Direct Revision

If you’re creating notes from PT365, prioritize revisiting them for retention. For sections you haven’t summarized, refer directly to PT365 to grasp the nuances.

  1. Engage with Quizzes

Solve the QR-code-based quizzes regularly to test your understanding and track your progress.

  1. Revise, Revise, Revise

With its concise format, PT365 is perfect for multiple revisions—a critical factor for success in the Prelims.

Why PT365 Is a Must-Have

The UPSC journey is challenging, but the right resources can make all the difference. PT365 is one such resource that has proven its worth year after year. Its blend of concise summaries, interactive tools, and exam-focused content makes it an indispensable tool for aspirants.

By integrating PT365 into your preparation, you not only save time but also gain a competitive edge that can set you apart from thousands of other candidates.

Conclusion

PT365 isn’t just a resource; it’s a strategy. It simplifies the daunting task of mastering current affairs, equipping aspirants with the tools they need to excel in the UPSC Prelims. Trusted by toppers and praised for its effectiveness, PT365 is your go-to companion for success.

If you’re serious about cracking UPSC Prelims 2025, make PT365 a core part of your preparation plan. With its proven track record and unmatched utility, it’s a resource you can rely on to achieve your dreams. Start your journey with PT365 today—success awaits!

Visit us at: https://visionias.in/current-affairs/pt-365

Or Call us at: 8468022022, 9019066066

Latest Technology of glaucoma treatment at MediVision

Latest Technology of glaucoma treatment at MediVision

MediVision eye care centre, a trusted NABH accredited super-specialty eye hospital in Hyderabad, is thrilled to announce introduction of the revolutionary iStent Inject and iStent Inject W technology for treatment of glaucoma and cataract patients.

Glaucoma nicknamed the “Silent Thief of Sight” is one of the world’s most common cause of irreversible blindness. Traditional treatment includes use of long-term medication in the form of eyedrops or invasive surgery, both of which have potential side effects and complications. MIGS (Minimally Invasive Glaucoma Surgery) as the name suggest offers a less invasive, safer alternative for treatment of glaucoma, making it more manageable and less cumbersome for patients. iStent Inject is the most cutting edge MIGS, especially benefitting patients with mild to moderate glaucoma, offering freedom from multiple medication.

Benefits of iStent technology for glaucoma patients:

  1. High safety profile, less invasive option with minimal alteration of normal anatomy
  2. Minimal post operative discomfort, quick recover, fewer complications
  3. Advantage of being combined with cataract procedure in a single sitting

Expert Endorsements:

Dr. Rupak Kumar Reddy, senior Cataract surgeon has recently implanted the iStent Inject. He highlights the ease of its use, advantage of no additional incisions and high safety profile.

Dr. Meena Thotakura, Glaucoma consultant and surgeon, also shared her experience with the iStent Inject, stating that it will be a boon for patients, especially those in earlier stages, where they would have had to use lifelong anti glaucoma medications.

About MediVision eye care Centre:

MediVision Eye Care Centre is a trusted NABH Accredited Super-Specialty Eye Hospital established in 1993 by renowned ophthalmologist Dr. K. Ravi Kumar Reddy. With over 31 years of dedicated service. They have performed more than 135,000 successful eye procedures, driven by their commitment to provide top-quality and affordable eye care services to all.

Our expert team of 20 doctors and 200 support staff provide comprehensive patient care with emphasis on compassion, integrity and excellence. Their 50-bedded Super-specialty Eye Hospital equipped with state-of-the-art infrastructure including Robotic Cataract surgery unit, World class refractive centre including the latest SILK- ELITA, offers various solutions for cataract, glaucoma, corneal and Vitreo retinal problems, all under a single roof.

Is ChooseApp India’s newest mobility disruptor? Compare & Book the Cheapest Cabs Now!

Is ChooseApp India’s newest mobility disruptor? Compare & Book the Cheapest Cabs Now!

ChooseApp the game-changing platform created by media professionals, is disrupting the mobility industry with 15,000 downloads in just 10 days. The App lets you instantly compare cab prices, wait times, and reviews across multiple services, making travel affordable, reliable, and stress-free.

From Frustration to Innovation: The Story Behind ChooseApp

Finding a ride at the right time and price has become a real challenge. With so many options and fluctuating rates, it can often be a frustrating experience. Meet the three individuals who didn’t just endure the frustration of finding reliable rides amidst the whole saga of rebookings and cancellations—they wanted to tackle this common problem, not only for themselves but for millions of others facing the same struggle.

Click on the link to download the app

Close friends, colleagues, and seasoned media professionals Shyameli Dutta, Nishant Sapkale and Vinita Nair have always thrived on creative storytelling through their production house, Box Office Entertainment. While they thrived in the media world, they faced a recurring challenge that most travelers can relate to: finding reliable, affordable cabs during their shoots.

With over a decade of experience producing television commercials, online advertisements, documentaries, and national TV shows, the trio has brought countless stories to life. But behind the scenes, another story brewed—one rooted in a common challenge. With tight budgets and large crews to manage during their travels for shoots, the trio often faced the frustrating challenge.

Vinita explains, “Traveling with large teams for shoots means managing tight budgets while ensuring everyone’s comfort and safety. But finding a dependable cab service was always a struggle. Prices varied, reviews were inconsistent, and hopping between multiple apps made it even more frustrating.”

As the trio shared their frustrations with friends and colleagues, they realized they weren’t alone. There was no single platform to compare prices, wait times, or availability across multiple ride-hailing services, especially when it came to local taxis.

Determined to fix this problem, the trio teamed up to create ChooseApp, a platform designed to simplify mobility by enabling users to compare fares, ETA, and reviews across all major ride services, including local taxis.

As Shyameli puts it, “ChooseApp brings all types of transportation together in one place. Whether it’s a city ride or an outstation trip, we’ve partnered with top cab services to ensure even those in smaller towns have multiple ride options. Our goal is to make travel affordable, reliable, and stress-free for everyone.”

Download the app, available on both iOS App Store and Android Play Store

The Origin of ChooseApp’s Name and Mission

Founded in 2024 in Mumbai, ChooseApp is the first of its kind in India, changing the way people move. The app is designed to offer affordable, reliable, and easy travel for every Indian—whether it’s booking a ride within the city, across cities, or to newer locations.

ChooseApp simplifies cab, auto, and bike bookings by empowering users to compare fares, wait times, and reviews across multiple service providers—all in one place. With just a few taps, customers can choose the most cost-effective, quickest, and trusted ride option that suits their needs.

ChooseApp has partnered with leading mobility players, including Uber, Ola, Gozo, Meru, Rapido, Namma Yatri, Savaari, and many others. Additionally, under its parent company, NVS Choose Cabs India Private Limited, ChooseApp is now a part of the ONDC network, further strengthening its aggregator ecosystem.

ChooseApp has also tied up with hyperlocal top delivery providers like Porter, Borzo, and others, offering future-ready parcel services. Now, users can compare and make better choices among delivery services with just a few clicks.

ChooseApp’s Impressive Growth and Future Potential

The phenomenal growth of ChooseApp has not gone unnoticed. Although it started out self-funded, the team is now seeking to partner with investors who share their ambitious vision to scale the app and revolutionize international mobility, beginning with an expansion into the UAE.

In an exclusive interview Nishant shares, “ChooseApp received an overwhelming response at launch. We hit 15,000 downloads in just 10 days on both the Play Store and App Store, with over 1,000 active daily users across India. Such growth inspires us to keep moving forward.”

And that’s not all—ChooseApp is launching an online web booking portal for users who prefer to book via browsers. This added accessibility will cater to users who either haven’t installed the app or aren’t tech-savvy enough to navigate mobile apps easily.

ChooseApp is also set to introduce a parcel delivery service within the app. Now, users will be able to compare and choose among India’s top local delivery service providers, including Porter, Borzo, and Shiprocket, all in just a few clicks.

Click on their website and download the app here – https://chooseapp.in/

SRAM & MRAM Group and Paradigm Pictures AD Ltd Announce Landmark Merger

SRAM & MRAM Group and Paradigm Pictures AD Ltd Announce Landmark Merger

SRAM & MRAM Group Joins Hands with Paradigm Pictures to Redefine Entertainment

In an exciting move for the M& E industry, global conglomerate SRAM & MRAM Group announced its merger with renowned film production company Paradigm Pictures AD Ltd. The grand unveiling of this partnership took place at Warren House, marking the start of a unique collaboration that blends luxury, technology, and storytelling.

A Bold Vision for Entertainment

Dr. Sailesh L. Hiranandani, Chairman of SRAM & MRAM Group, and Mr. Arvind Dharmaraj, Chairman of Paradigm Pictures, were present at the event. This merger represents SRAM & MRAM’s entry into the entertainment sector, combining its technological expertise with Paradigm Pictures’ creative storytelling to introduce a new era of cinematic excellence.

The Power of SRAM & MRAM Group

SRAM & MRAM Group is a global leader running businesses in technology, finance, healthcare, energy, and infrastructure.

Dr. Hiranandani shared their ambitious plans, saying, “We aim to create a world-class film city that merges cutting-edge technology with top talent from Europe and the US to revolutionize storytelling.”

The Upcoming 50-Acre Film City

A key highlight of this merger is the proposed development of a state-of-the-art, 50-acre film city. Designed to be a global benchmark, the facility will include:

  • World-Class Studios: Advanced VFX facilities, along with top-notch dubbing and editing suites.
  • Luxury Preview Theatres: Five Dolby Atmos-equipped theatres for press screenings and exclusive previews.
  • Opulent Lodging: Ten premium resorts with private pools for celebrities and high-quality accommodations for film crews.
  • Recreation Spaces: Cafés, pubs, conference halls, and event venues for launches and celebrations.

Paradigm Pictures: A Force in Storytelling

At the event, Paradigm Pictures showcased its Cannes award-winning short film. Known for gripping stories like V1 Murder Case and Harkara, which achieved massive streaming milestones on Amazon Prime, the studio has firmly established itself in global cinema.

With seven projects in the pipeline, Paradigm Pictures continues to push creative boundaries, building impactful narratives that resonate with audiences.

Big Plans for Pan-Indian and Global Productions

The merged entity will kick off its first slate of five films once the film city begins construction. These projects, inspired by novels and real-life stories, will feature celebrated actors from across the globe and combine traditional storytelling with global filmmaking techniques.

The partnership also aims to expand into the European and American markets, showcasing talent on an international platform.

Collaborating on the Nordic Casefiles Trilogy

As part of the merger, the alliance with RingDance Entertainment will bring the Nordic Casefiles trilogy to life. This includes:

  • RUUD & MILD: Nordic Casefiles (Game): An interactive mystery-solving experience.
  • BIRD WHISPERER (TV Series): An exploration of Scandinavian crime stories.
  • PARISTAN (Feature Film): A gripping tale of a father searching for his missing son in Stockholm.

An Evening to Remember

The event was graced by dignitaries from BBC, Netflix, and associates of Oscar-winning director Danny Boyle. Awards were presented to honour contributions to technology, the arts, and sustainability.

A New Chapter in Global Entertainment

This merger between SRAM & MRAM Group and Paradigm Pictures marks a transformative moment in the entertainment industry. With innovative projects and a world-class film city in the works, the collaboration promises to captivate audiences across the globe.

Three Cryptocurrencies Poised for Potential Growth in a Possible Crypto 2025 Bull Run

Three Cryptocurrencies Poised for Potential Growth in a Possible Crypto 2025 Bull Run

Three low-cap altcoins could surge in 2025’s bullish market, as Bitcoin and Web3 trends drive investor interest.

Introduction:

As the cryptocurrency market anticipates a potential bull run in 2025, investors are increasingly turning their attention toward projects with low market capitalizations and significant long-term potential. While established cryptocurrencies such as Bitcoin often set the tone during initial market rallies, emerging tokens—particularly those integrating innovative Web3 and DeFi solutions—may offer outsized opportunities should positive forecasts materialize. Below are three promising projects that could stand out due to their technology, community engagement, and forward-looking strategies.

1. PEAK (on the peaq Blockchain):

PEAK is a DePIN (Decentralized Physical Infrastructure Network) project built on the peaq blockchain, aiming to decentralize physical infrastructure networks. This approach resonates with a future where digital and tangible worlds increasingly intersect. If the broader cryptocurrency sentiment turns bullish, and as Bitcoin potentially reasserts its position as a market bellwether, PEAK could leverage its innovative niche, active developer team, and growing community to become a noteworthy participant in the next cycle.

2. Crust Network (Polkadot-based):

Crust Network delivers decentralized cloud storage solutions for the evolving Web3 environment. Running on the Polkadot ecosystem, it benefits from interoperability and a broad developer base. With a market capitalization currently around US$6.7 million, Crust Network remains relatively under the radar. Yet, its focus on secure, scalable, and cost-effective data storage targets a critical need in the cryptocurrency space. Should Bitcoin lead another market-wide uptrend, and as investors seek projects beyond mainstream DeFi ventures, Crust Network could see enhanced attention and growth.

3. GAGCAT (Solana-based Memecoin):

GAGCAT is a new Memecoin launching on the Solana blockchain, starting with a market cap of just US$250,000. Its presale begins this Sunday. Unlike purely hype-driven tokens, GAGCAT integrates interactive gamification—such as a retro-style game offering users daily chances to win one million tokens. Leveraging Solana’s high-speed transactions and robust DeFi ecosystem, GAGCAT could resonate with investors if community-centric tokens and memecoins come back into vogue amidst a broader cryptocurrency rally, potentially catalyzed by a strengthening Bitcoin price trend.

Market Outlook:

As analysts and observers look toward 2025, many focus on macroeconomic shifts, evolving U.S. Federal Reserve monetary policies, and the increasing adoption of Web3 and DeFi applications. Bitcoin, as a key indicator of overall market health, remains central to these discussions. Should Bitcoin’s performance instill renewed confidence, smaller-cap projects with innovative concepts, engaged communities, and strategic positions—like PEAK, Crust Network, and GAGCAT—could capture disproportionate gains. The extent to which these cryptocurrencies achieve mainstream recognition will depend on their ability to deliver tangible value and capitalize on a more optimistic market environment.

Disclaimer:

This information is provided for informational purposes only and does not constitute investment advice. Cryptocurrencies are volatile and speculative assets. Prospective investors should conduct thorough research and, if necessary, seek independent financial guidance before making any investment decisions.

Seema Vandan Yatra: A Transformative Journey for India’s Border Villages

Seema Vandan Yatra: A Transformative Journey for India’s Border Villages

Somnath, Gujarat, December 2024 – In a ground-breaking step towards the revitalization of India’s border villages, Mr. Nachiket Joshi, Convenor of Manthan, has announced the launch of the Seema Vandan Yatra, a transformative journey by road designed to spotlight and engage with India’s border communities. Scheduled to commence on December 19, 2024, from the sacred town of Somnath, Gujarat, the first phase of this initiative will traverse border villages across Gujarat and Rajasthan, culminating in Sri-Ganganagar, Rajasthan. Eventually they will cover all the borders of India.

The Seema Vandan Yatra will offer participants, including NGOs, social workers, students, an immersive and educational experience as they explore the resilience, lifestyle, and significant contributions of border communities. Organized under the Campaign on Rejuvenation of Border Villages in India, spearheaded by the Seema Jagran Manch, this initiative seeks to foster a deeper understanding of India’s border dynamics while laying the groundwork for sustainable, grassroots development.

Prime Minister Narendra Modi has  highlighted the importance of India’s border villages, referring to them as the nation’s “first villages” rather than its last. In a speech during the Independence day.

The Seema Vandan Yatra complements this national vision by engaging directly with border residents to collaborate on sustainable development plans originating from the grassroots level and promote border tourism. Throughout the journey, the team will interact with villagers, local leaders, and stakeholders, assessing areas like infrastructure, education, healthcare, and livelihoods to draft actionable development strategies.

Speaking on the initiative, Mr. Nachiket Joshi said, “Our border villages stand as the first line of defence and represent a source of immense national pride. The Seema Vandan Yatra is not just about acknowledging their sacrifices but actively contributing to their holistic development along with heartfelt gratitude to the villagers for their unwavering contribution towards the nation”

The Seema Vandan Yatra 2024 marks a significant step toward ensuring that India’s border villages receive the attention, resources, and opportunities they deserve, paving the way for sustainable progress and national unity.

Nabeel Bin Muhammed: Redefining Financial Wellness Through Innovation

Nabeel Bin Muhammed: Redefining Financial Wellness Through Innovation

Nabeel Bin Muhammed, an entrepreneur born in India, raised in the Middle East, and now shaping the financial technology landscape in the UK, is on a mission to drive financial wellness. At the core of his work lies a deep commitment to tackling the pressing issue of financial insecurity—where millions of UK households struggle to build savings or maintain financial stability. With innovative thinking and a determination to create lasting impact, Nabeel is reshaping how individuals and businesses approach financial health.

The Urgent Need for Financial Wellness

In the UK, a large proportion of adults face financial vulnerability, with little to no savings to buffer unexpected challenges. Recognizing this, Nabeel has focused his entrepreneurial journey on empowering people to take control of their finances. His mission: to make financial wellness accessible, practical, and sustainable.

Nabeel’s career journey began as a KYC Analyst at HSBC in India, where he gained expertise in problem-solving and compliance. He went on to co-found tech startups like Quzyn and Appsys, with Quzyn earning a nomination for the prestigious India 500 Startup Awards 2020. These early experiences shaped his understanding of technology-driven solutions and laid the foundation for his vision.

When Nabeel moved to the UK in 2021 to pursue an MBA at the University of Essex—where he graduated with first-class honors and received the esteemed Dean’s Excellence Award Scholarship—he encountered the financial challenges faced by UK households and SMEs. This exposure inspired him to develop innovative solutions to address these systemic issues.

From Vision to Action: Building Solutions that Drive Change

Nabeel honed his leadership and operational expertise as Deputy Operations Manager at Amazon UK, where he spearheaded change initiatives, delivering a 30% boost in productivity and enhancing customer satisfaction. His success managing large-scale, multimillion-pound projects solidified his ability to transform ambitious ideas into tangible results.

These experiences culminated in the development of Fluck, a fintech super app launching in 2025, designed to revolutionize financial wellness. With its innovative use of AI, open banking, and data-driven insights, Fluck aims to transform how individuals and businesses manage their money.

Fluck: A Game-Changer for Financial Health

Empowering Individuals to Save Smarter

Fluck tackles the root causes of poor saving habits by leveraging AI-powered tools to help users:

  • Automate Savings: Analyze spending patterns and automate small, frequent transfers to savings accounts.
  • Set Financial Milestones: Create and track progress toward financial goals, whether for emergencies or big life events.
  • Earn Rewards: Encourage savings with cashback incentives and loyalty rewards.

“Saving isn’t about willpower alone—it’s about building systems that make it intuitive and rewarding,” Nabeel explains. “Fluck helps people turn saving into a seamless habit.”

Enabling SMEs to Thrive

For small businesses, Fluck offers a suite of tools to enhance cash flow and efficiency:

  • Customer Insights: Understand spending patterns to craft personalized offers and improve loyalty.
  • Lower Transaction Fees: Leverage open banking for cost-effective payment processing.
  • Target Local Audiences: Use geolocation and data-driven marketing to connect with nearby customers.

“Fluck isn’t just an app—it’s an ecosystem where individuals and businesses grow together,” says Nabeel. “By fostering transparency and trust, we’re building financial systems that work for everyone.”

Extending Impact: Bridging the Skills Gap with Vazgro

Beyond financial wellness, Nabeel is addressing another critical challenge: the growing skills gap in the UK job market. His co-founded venture, Vazgro, uses AI to:

  • Assess job seekers’ skill gaps.
  • Recommend tailored training programs.
  • Connect users with career opportunities aligned to their goals.

This dual focus on financial and professional empowerment underscores Nabeel’s holistic approach to solving systemic challenges.

Championing Innovation and Mentorship

Nabeel’s impact extends beyond his ventures. A thought leader in AI, product innovation, and digital transformation, he has shared insights at prestigious platforms like the White Label World Expo and served as a judge for innovation awards. Through his work with MentorTogether, he actively supports aspiring entrepreneurs, offering guidance on ideation, product development, and scaling businesses.

“Mentorship isn’t just about advice—it’s about equipping others to create their own success stories,” Nabeel emphasizes.

A Vision for Lasting Impact

At the heart of Nabeel’s work is a belief that technology should solve real-world problems. From helping individuals build financial resilience to empowering businesses and professionals, his mission is rooted in delivering meaningful change.

“The challenges around financial wellness and employability are significant, but they’re solvable,” Nabeel concludes. “With the right tools, technology, and mindset, we can turn financial insecurity into financial empowerment.”

As he prepares to launch Fluck and expand Vazgro, Nabeel Bin Muhammed’s journey is a testament to the power of purpose-driven innovation. His vision promises a brighter, more secure future for individuals, businesses, and communities alike.