Goodwill Wealth Management Pvt. Ltd. Introduces Comprehensive Trading and Investment Services with Lowest Brokerage Rates in India

Goodwill Wealth Management Pvt. Ltd. Introduces Comprehensive Trading and Investment Services with Lowest Brokerage Rates in India

Goodwill Wealth Management Pvt. Ltd. is excited to announce the expansion of its comprehensive suite of trading and investment services, providing unmatched opportunities in Equity, Derivative, Commodity, Currency, and Mutual Fund trading. With the commitment to offering the lowest brokerage rates for trading in India, Goodwill Wealth Management empowers investors to maximize their returns and achieve their financial goals.

Explore All Services:

  • Equity
  • Derivative
  • Commodity
  • Currency
  • Mutual Fund

Equity Investments:

Equity investments involve the buying and holding of shares of stock in anticipation of income from dividends and capital gains. Equity investors gain part ownership of the company, entitling them to the company’s assets, dividends, right shares, and bonus shares.

Why Choose Equity Investments?

  • Broad Diversification: Equity investments offer diversified exposure across various sectors, reducing overall risk.
  • Higher Returns: They provide a higher rate of return compared to lower-risk instruments, making them an attractive option for both short- and long-term investments.
  • Liquidity: Equities can be converted into cash anytime, offering great flexibility for investors.
  • Sector Options: Investors can choose from a wide array of sector-oriented options to diversify their portfolios further.
  • Alternative to Traditional Investments: Equities are a viable alternative to fixed deposits and investments in gold, offering potentially higher returns.

Open a Free Demat Account with GWC India:

Goodwill Wealth Management makes it easy to start your investment journey. By opening a free Demat account, you can begin investing and trading with confidence with a lowest transaction fee, backed by our expert guidance and comprehensive services.

Start Investing! Start Trading!

For more information and to open your free Demat account, please visit our website or contact us at:

Giga Pro: https://play.google.com/store/apps/details?id=com.codifi.goodwill

Web Link: https://www.gwcindia.in

Disclaimer: Investments in securities market are subject to market risks , read all the related documents carefully before investing.

Goodwill Wealth Management Pvt. Ltd. is dedicated to providing innovative financial solutions and expert advisory services to help investors achieve their long-term financial goals. With a commitment to offering the lowest brokerage rates and a comprehensive range of services, Goodwill Wealth Management continues to lead the way in delivering exceptional value and support to its clients.

Investment vs Savings – Key differences and when to choose

Investment vs Savings – Key differences and when to choose

Savings and investment are two different concepts that people usually misjudge. You need in-depth knowledge of both plans to see the difference between savings and investment. Wondering what is the difference between saving and investing?

Let’s first understand what each term means. Keep reading to know the details:

Investment

It refers to the asset or any valuable item acquired to generate income or appreciation. It refers to the process of using money or capital to buy the assets that can help you develop a safe and acceptable rate of return over time. Some investment options include stocks, bonds, mutual funds, derivatives, real estate, and anything that can produce income, usually in the form of interest or rents, among others.

Savings

Savings refers to the amount left after spending from the disposable income. It is the money you put aside for future use rather than spending immediately to meet short-term needs. Savings helps to keep you financially secure during uncertain, unpredictable times. Money can also be saved with the motive to purchase expensive items that are too costly to buy with monthly income.

Investment vs Savings

Now that you know what investment and savings mean, here is the difference between savings and investment.

Meaning

Investment is the process of using your money with the aim of making it grow in a specified time. While savings refers to putting money aside gradually, especially into a bank account, with the motive to stay financially secure during emergencies.

Purpose

Investment is specially made with the motive to provide returns and helps in capital formation. To fetch the best investment result, you must do thorough research before investing. At the same time, savings are made with the motive of fulfilling short-term and urgent requirements.

Risk

Savings is a risk-free plan with no risk associated with losing money. If you are a risk-averse individual and want to make your money grow and stay saved for uncertain times, you must always prefer saving. Whereas, at the same time, investment is a bit risky option. Therefore, it requires profound research to predict whether the investment will be fruitful or not–the more the risk, the higher chances of gaining a considerable amount. Thus, for risk lovers, investment is the best option.

Returns

Since investments are risky options; therefore, they even fetch comparatively higher returns to the investors compared to the savings return, which is either zero or significantly lower.

Liquidity

It’s challenging to fetch the cash from your asset instantly, or in case you need instant money. Therefore, the investments are less liquid. At the same time, savings are highly liquid since you will have cash ready in your hand to meet immediate requirements.

Below is the table to summarize the difference between savings and investment

Characteristics – Savings:

Account Type: Bank

Returns: Fixed returns

Risk: Risk-free option to save your money

Products: Savings accounts, CDs

Time Horizon: Includes a shorter tenure

Liquidity: Most liquid form

Characteristics – Investing:

Account Type: Demat account, ULIP plans

Returns: Comparatively higher returns

Risk: Risk-prone (invest based on your risk appetite)

Products: Stocks, bonds, mutual funds, assets, ULIPs

Time Horizon: Longer tenure, i.e., at least five years and above

Liquidity: Less liquid, as you need time to get cash in hand from the amount you have invested

Conclusion

Savings and investment both have their importance and the requirements dictate which way to go. You cannot randomly choose to go for savings or investments. You have to know the difference, understand the pros and cons and then take a decision. Now that you know the difference between savings and investment, you must make an informed decision regarding where you must invest your money. You can save for your emergency and invest for achieving long-term financial goals.

There are various plans from different insurance providers. For example, Kotak Life offers Savings and investment plans both. If you are looking for some, you can go for, Kotak e-Invest and Kotak Guaranteed Savings Plan.