Talbiya Umrah Pvt. Ltd. takes immense pride in being known as India’s National Hajj and Umrah Brand. We have earned a reputation as India’s Best Hajj and Umrah Company by delivering exceptional services that ensure a whole and notable journey.

Our company is built on core values like customer satisfaction, quality assurance and complete management. These principles guarantee that every detail of your blessed journey is handled carefully. Understanding the unique needs of our Muslim brothers and sisters. We offer kindly designed packages tailored to provide unparalleled comfort and convenience.

With Allah’s blessings. Our solid commitment to excellence and attention to detail make us stand out as a trusted name in Hajj and Umrah services. Choose Talbiya Umrah Pvt. Ltd. for a divine experience where every step of your journey is guided with care, dedication and respect.

Introducing Talbiya Umrah Pvt. Ltd.

Talbiya Umrah Private Limited is widely known as India’s Best Umrah Hajj Company and proudly stands as India’s National Hajj and Umrah Brand. With unwavering support from the All India Hajj Umrah Tour Operators Association. The Ministry of Minority Affairs (Government of India). Saudi Arabia’s Ministry of Hajj and Umrah and the Iraq Embassy. We deliver matchless services you can trust.

As an IATA-approved and ISO-certified organization, Talbiya Umrah Pvt Ltd ensures every aspect of your journey is handled with care and precision. From visa processing to your safe return. Our professional team is dedicated to providing a seamless and mentally uplifting experience.

We prioritize your comfort and satisfaction treating every visitor like family. With safety ease and superior service at the forefront. Talbiya Umrah Private Limited ensures your holy journey becomes a notable and inspiring milestone. Trust us for a remarkable Hajj or Umrah experience.

Special Features of Talbiya Umrah Pvt Ltd

We treat our Hajis like our own family offering care and support at every step of their divine journey. Our dedicated team accompanies you throughout ensuring a seamless experience. With a presence both in India and Saudi Arabia. We’re always nearby to assist you. To stay connected. We create dedicated WhatsApp groups for each group of Hajis allowing 24/7 communication and support.

As India’s Best Hajj and Umrah Agency. We take immense pride in providing exceptional services that prioritize your ease and comfort. Our team of experienced professionals thoroughly understands the intricacies of Hajj and Umrah ensuring every detail is handled efficiently. From planning to execution. We focus on making your journey well-organized and worry-free.

This commitment to excellence is why we are recognized as the Best Hajj and Umrah company in India. With us. You can embark on your journey of faith with peace of mind knowing that every aspect is managed with the utmost care and expertise.

Why Choose Talbiya Umrah Pvt. Ltd.?

Choose us as your trusted partner because we are proud to be India’s Best Hajj and Umrah company consistently ranking among the top. Our mission is to be the first choice for every Muslim seeking a reliable and professional travel agency. With a focus on quality comfort and safety. We ensure your holy journey to Allah’s House is whole and worry-free.

As the Best Hajj and Umrah Agency in India. We order your well-being at every stage before, during, and after your trip. Our dedicated team treats every visitor like family going above and beyond to meet your expectations. Your comfort and safety are at the heart of our services ensuring a notable experience on this divine path. Trust us to make your journey not only hassle-free but also profoundly meaningful.

How Do You Connect with India’s Leading Hajj and Umrah Companies?

Connecting with us is simple and hassle-free. If you have any questions, feel free to email us at support@talbiyaumrah.com and we’ll respond promptly. Prefer to chat over the phone? Call us at +91 88000-15676 or +91 11-4213-7064 for quick help.

For those who enjoy online convenience. Visit our website www.talbiyaumrah.com to explore our features and book your journey whenever it suits you.

If you’d like to meet us in person, drop by our office at Plot Number-04, Ground Floor, Pocket-II, Jasola, New Delhi-110025. Our team will greet you warmly and guide you every step of the way.

As India’s Best Hajj and Umrah Agency. We take pride in offering exceptional services. Whether you’re planning a journey or seeking advice. We’re here to make your journey memorable. Trust the Best Hajj and Umrah company in India for seamless travel planning.

Conclusion

Talbiya Umrah Pvt. Ltd. stands as a beacon of trust, excellence and devotion in providing Hajj and Umrah services in India. With matchless support from esteemed organizations and a steadfast commitment to quality. We ensure every journey is seamless, comfortable and internally fulfilling. Our personalized packages, professional team and 24/7 support reflect our dedication to treating every Haji like family. Whether you’re planning your first journey or seeking a reliable partner for this sacred journey. Talbiya Umrah Pvt. Ltd. is here to guide you every step of the way. Choose us for a supreme experience where faith meets exceptional service. Contact us today and embark on a journey of devotion with India’s leading Hajj and Umrah Company.

Chennai, India – Get ready to immerse yourself in a soul-stirring musical experience with “Vandanam Bharatham (Tamil) and Shatadha Naman (Hindi), a patriotic album composed by Global peace song Award-winning composer Aditya Ramkumar, released on YouTube and all streaming platforms today. This magnificent tribute to the nation is a culmination of heartfelt lyrics, soothing melodies, and exceptional vocals.

The album is an ode to the spirit of India, celebrating its rich cultural heritage, resilience, and diversity. The album features two tracks and an instrumental EP, each meticulously crafted to evoke a sense of national pride and unity. From the soulful rendition of “Vandanam Bharatham” to the energetic beats of the train tracks in Shatadha Naman, every sound heard is a testament to the composer’s passion for the nation.

The album’s lyrics have been penned by Vikram Edke and Tom Karthi in Hindi and Tamil respectively, whose words beautifully capture the essence of India’s spirit. The vocals have been rendered by Armaan Khan (son of Ustad Rashid Khan), VM Mahalingam, and Aditya Ramkumar, each bringing their unique style and emotion to the table. The song is produced by ace arranger Sanket Joshi from Mumbai.

“I was scrolling through Instagram and was browsing for nice Abhangs and that’s now I discovered Armaan. We immediately started talking and jamming and the whole experience was very divine. We started off with one song and ended up making over 3 songs together”.

“With regard to the Tamil version, I was looking for a raw voice with a good range. We auditioned multiple singers from Madurai and rural Tamil Nadu but, finally believed that Mahalingam would be the right choice for the emotion and rawness we wanted to maintain”

This ode to my motherland is more than just an album – it’s a tribute to our great nation and its people,” says composer Aditya Ramkumar. “I wanted to create music that would resonate with every Indian, evoking a sense of pride and unity. I’m grateful to have had the opportunity to collaborate with such talented artists to bring this vision to life.”. The goal of having “semi-classical and raaga-based compositions is to ensure that the future generation consumes musical content that could improve their musicality. “I have always believed that raaga based compositions truly stand the test of time”. Over 95% of this song’s recordings were conducted remotely and I am grateful for the technology we have today that enables us to work from anywhere.

Words from composer

“The song starts off with a railway announcement in the Secunderabad station which is something I recorded and preserved from 2009 while visiting my cousin for summer vacation”. Little did I know that It would be an introduction to a song I would compose 14 years later.” It took about 1.5 years to complete this album as it had multiple iterations in terms of arrangements and mixes and we are very happy with the way the song has shaped out”

Future vision

Aditya Ramkumar says he has over 1000+ unreleased tracks that he has composed over the last 4 years and the goal is to have them all released on his YouTube channel. “The goal of making music is not for money, not for numbers, not for fame but, mere passion to express yourself in the best possible way”

Release Details

“Vandanam Bharatham” and “Shatadha Naman” is now available on all leading music streaming platforms, including Spotify, Apple Music, and Gaana. The album’s music video is also released on YouTube in Aditya Ramkumar’s channel ahead of the 76th Republic Day celebration.

Be a part of this musical celebration of India’s spirit! Follow the album’s social media handles to stay updated on the latest news, behind-the-scenes content, and exclusive releases.

Link to the songs are available here –

https://youtu.be/ktKjiY-rWrE?si=wBA5KKNZ-amGfKB0

https://youtu.be/iCIzHtUYsFQ?si=qu1g3nteWqp1qIZ9

BatchMaster Software, a leading provider of process manufacturing ERP solutions, has announced its collaboration with Reliable Paints, a renowned paint manufacturer based in Vadodara, Gujarat. Impressed by BatchMaster’s industry-specific solutions, Reliable Paints has selected BatchMaster ERP as its business management software.

BatchMaster ERP offers thoughtfully designed features that help manufacturing organizations digitalize and streamline their operations while adhering to local and global regulatory guidelines. This enables companies to gain industry expertise and operate more efficiently.

Previously, Reliable Paints managed all operations manually using Excel sheets, a time-consuming and traditional approach. This led to a few challenges, underscoring the need for improvements in planning, streamlined production timelines, consistent product quality, and enhanced collaboration and communication across departments.

Additionally, the company relied on Tally for financial management, but its limitations prevented it from accurately meeting the complex financial needs of the business.

In search of a comprehensive solution, Reliable Paints aimed for proper production planning and scheduling, robust inventory management, and precise formulation. After extensive research, the company found BatchMaster’s Paint ERP software to be the perfect fit, offering all the required functionalities.

BatchMaster ERP provides capabilities such as costing, laboratory management, order entry and sales management, purchase order management, bill of materials, batch ticket and production, GST calculation, GHS and SDS label printing, and more.

These features ensure a holistic solution for Reliable Paints’ business needs. Reliable Paints expects this association with BatchMaster ERP to resolve its underlying complexities and streamline production processes.

Sanjay Panjwani, Managing Director of BatchMaster Software Pvt. Ltd., expressed gratitude for Reliable Paints’ trust and assured them that the implementation and support team would meet their expectations.

About Reliable Paints

Established in 2007 and located in Vadodara, Gujarat, Reliable Paints is a leading manufacturer and exporter of liquid paints and primers. The company specializes in high-performance, multi-functional, organic barrier paints, coatings, and linings suitable for medium to extreme service conditions.

About BatchMaster Software Pvt. Ltd.

BatchMaster Software is a market leader in enterprise software solutions for process manufacturing industries. With over 3,000 implementations worldwide, BatchMaster has extensive industry experience and offers ERP solutions that support industry-specific functionalities and handle critical processes of micro-verticals. BatchMaster helps organizations streamline operations, reduce costs, increase profits, and manage compliance and safety to ensure customer satisfaction.

Planetary parade on January 25, 2025 – One of the rarest and most meaningful occurrences in the astrological world are planetary alignments, and the January 2025 planetary alignment is no different. This configuration is set to create some profound astrological powers as Venus, Saturn, Jupiter, and Mars will combine on January 25, 2025, to offer a new powerful opportunity to transform your life. With the right information, not only can you make the most of this opportunity thanks to the way this ionic configuration affects your birth chart, but also completely change the course of your life.

What is a planetary alignment?

When two or more planets line up in a particular region of the sky, it is called a planetary alignment/planetary parade. They are not in a direct line from each other but their placement enables them to influence astrological events in a much deeper way. This configuration is important because of the strong impact it will have with the alignments of Venus, Saturn, Jupiter, and Mars on January 25, 2025.

Dr. Vinay Bajrangi, a well-respected as an astrologer and practitioner in Vedic astrology, states, “The commencement of a new year always comes with a clean slate and two new beginnings. The alignments of the planets in January 2025 known as planetary parade represent the commencement of new potential growth, realignment of previous aspects, profound reflection, improvement of oneself, and, lastly, a chance for deep ending of old habits. In order to channel the powerful energies of this event, it is crucial to understand how it coincides with the birth chart.”

What will happen when three planets come together:  Planetary Alignment on 25 January, 2025

Analyzing Each Planet’s Role

With this planetary alignment, it is vital to further analyze the functions of each planet in order to grasp the full capabilities of this alignment:

Venus: Venus is referred to as the planet of love and beauty for a reason. Venus oversees relationships, pleasures, material wealth and governs our internal capacity to appreciate beauty. It is crucial to all interpersonal dealings, as well as to romance, art, and even commerce. In addition, Venus takes care of emotional ties, sensuality, and the endless desire for equilibrium in life.

Saturn: In the zodiac, Saturn is regarded as the “taskmaster.” This is the planet of high discipline, responsibility, structure, and everything wrought through hard work. Saturn urges us to build strong structures, wait and endure, and work through obstacles. While the energy of Saturn can feel constraining, it teaches patience and long term growth.

Mars: Mars is the planet of actions, passion, and motivation. Mars rule over every people’s level of drive, ambition, and how they want to assert themselves out into the world. They are also largely capable of pursuing, defending, and taking bold actions in the face of everything they desire. It grants energy, courage, and in turn the enthusiasm needed to tackle challenges.

Jupiter: One of the biggest which is said to be the largest in the solar system Jupiter provides growth and expansion. Jupiter is often regarded as the planet of good fortune, opportunity, wisdom, and the quest for knowledge. Jupiter extends the territory of personal development onto spiritual growth, travel, exploration and improvement. It often brings a feeling of optimism and abundance.

Effects of the January 25, 2025 planetary alignment on your sign.

This rare phenomenon where the orbits of Venus, Saturn, Jupiter, and Mars come into perfect conjunction on January 25th of 2025, creates a strong field which profoundly impacts numerous aspects of one’s life, depending, of course, on the natal chart. The following explains how the energies of the planets will interweave to affect you:

The essence of love and beauty combined with discipline and responsibility is what creates perfect environments for relationships during the alignment of Venus and Saturn. From the surface, Venus and Saturn appear diametrically opposed to one another. For all that you wish to accomplish in romance and in friendships, trust and commitment, Venus and Saturn specialize in taking relationships to the next level.

If you are struggling with relationships, be it misunderstandings, separations, or feeling lost in life, the combination of Venus and Saturn will bring healing. It allows for reflection and clarity on the type of partner you wish to have, enabling one to make wise relationship decisions.

Balancing and protecting your finances, properties, and entrepreneurial opportunities will also be possible with these relationships in mind. Along with ensuring that Venus cultivates equilibrium and tranquillity in one’s finances, Saturn will encourage you to maintain discipline, work harder, and spend more prudently while also setting attainable objectives.

Jupiter-Mars Combination: Achieving Breakthroughs and Widening Borders

It is no coincidence that when Jupiter is alongside Mars, opportunities for development are ripe. Both Jupiter’s manifestation energy and Mars’ fierce passion towards one’s goals and wishes create the urge to deepen new avenues in life. Effectively, personal and professional development are crucial to achieving goals, and this placement encourages people to explore new horizons.

People looking to change careers, obtain a degree, or want to evolve spiritually will most likely benefit from the combination of Jupiter and Mars. Should you feel unmotivated and unsure about where to head next, these planets promise to give you all the energy needed to tackle your tasks. This combination is favored by people willing to develop around the globe.

Together, Jupiter and Mars manage to provide motivation for risk taking, goal setting, and pushing your limits. If you are concentrating on self-help or business growth, you should be working towards it actively now.

A Moment of Change: The Complete Alignment

It will be a turning point in your life as on 25th January 2025 when Saturn, Mars, Jupiter and Venus will come into alignment. This alignment is accompanied with a balance of looking into the self and reflecting deeply in addition to setting goals and growing. You will be more aware of what you truly want and your greater purpose.

During this productive period, what effects this alignment will bring on your birth chart will depend on how these planets are positioned in the sign. Yet, there are two themes common during this strong alignment:

The combination of Saturn and Venus renders encouraging practical responsibleness, whereas, Jupiter and Mars provide spiritual growth. This alignment helps to examine where the balance between material needs and spiritual growth lies, creating harmony in life.

Strength Through Discipline: With a combination of Saturn and Mars, you will have the will to actively work towards your goals. This strategic alignment will enable any individual on the verge of procrastination or who is contemplating over a tedious task to conjure up the energy to push forward.

A Commitment Towards Long-Term Goals: This alignment supports stability and growth in the long term. In the case where You are trying to work on improving personal skills, family or career goals, this alignment will enable you to set milestones and objectives enabling you to focus and work towards achieving them.

Making the Most of the January 25, 2025: planetary alignment

In order to capitalize on the strange conjunction of planets, try the following tips to enhance the positive energies during this time:

Be Specific: Reflect on the long term goals you want to achieve and outline them so that you can start achieving them. With the guidance of Mars and Saturn, you will be able to get clarity about your plans for the coming months, hence the planning years to follow should not be tedious.

Strengthen Bonds: With the help of Venus and Saturn, it is possible and sensible to work on the relationships in your sphere. In addition, this strategy can be used to heal and strengthen existing relationships.

Initiate Actions: At this point, you ought to consider starting something new. Procrastination may not serve you well as Mars and Jupiter are influencing you to take action. Take the first step concerning career alterations, personal aspirations, or new undertaking projects.

Strike a Balance: Consider your monetary wants against the backdrop of your spiritual wants. It is healthy to reflect on your goals and rethink how you can achieve them reason without losing focus on the values and purpose you hold dear.

Conclusion:

The January 25 Planetary Line-up is an exceptional occurrence, an incredible event that can turn the course of your life in various directions. Venus, Saturn, Jupiter, and Mars alignment will also permit these planets forces to unite and sponsor where you need Growth, Discipline, and action. So, it is time to learn how this planetary alignment 2025 affects us and what events it brings about. You will understand how to use this period best to achieve sustainable success, high self-esteem, and influential relationships. However, these are very specific and deep readings so you should know how to judge good astrologer, says astrologer Dr Vinay Bajrangi himself. For specific queries, one can connect with his office @ +91 9278555588/9278665588.

The cryptocurrency world is buzzing with new projects that promise to redefine how we transact, invest, and engage with digital assets. Leading the charge is the ALTCAP Token (ALTCAP), an innovative game-changer built on the powerful Polygon blockchain. With a supply capped at just 99,000 tokens, it combines the power of scarcity with real-world utility, positioning itself as a strong contender in the ever-expanding crypto market.

As the project prepares to unveil its crypto banking card and other exciting features, it aims to bridge the gap between digital assets and everyday use. This article takes a closer look at the ALTCAP ecosystem and how its innovative offerings are set to benefit both investors and users alike.

Key Features of ALTCAP Token

1. Polygon Blockchain Integration ALTCAP leverages the scalability and efficiency of the Polygon blockchain, ensuring fast, low-cost transactions. The chain’s growing adoption makes it an ideal platform for deploying a token with versatile use cases like ALTCAP.

2. Limited Supply with Burnable Mechanism With a total supply of just 99,000 tokens, ALTCAP embodies the principle of scarcity, creating potential value appreciation over time. The auto-transaction burnable feature further enhances its deflationary nature, reducing supply with every transaction and benefiting long-term holders.

3. Diverse Utility Applications ALTCAP isn’t just another token; it’s a utility powerhouse designed for real-world use cases:

  • Crypto Banking Card & Gateway: A revolutionary card system powered by ALTCAP will enable seamless crypto payments across borders. This card, set to launch soon with Hong Kong as the registering country, will operate similarly to traditional MasterCard or Visa cards, offering universal acceptance.
  • Gaming Integration: The gaming industry is one of the largest beneficiaries of blockchain technology. ALTCAP aims to provide gamers with a secure, decentralized, and fast payment option, enhancing in-game purchases and player rewards.
  • NEFT and Blockchain Payments: By facilitating crypto transactions alongside traditional payment methods like NEFT, ALTCAP bridges the gap between legacy financial systems and blockchain technology.

ALTCAP in the Context of Recent Market Trends

The cryptocurrency market’s recent trajectory highlights the immense potential of tokens with strong narratives and unique selling points (USPs). For instance:

  • Meme Market Boom: Despite lacking significant utility, meme tokens surged by a staggering 2,456% in recent months, driven by hype and community engagement.
  • Official Trump Token on Solana: The launch of the Official Trump Token caused a notable surge in activity on the Solana blockchain, showcasing how niche tokens with strong branding can drive adoption.

In contrast, ALTCAP offers a blend of scarcity, deflationary mechanisms, and real-world applications. This robust combination positions it as a sustainable and attractive option for investors seeking long-term growth.

The Crypto Banking Card: A Game-Changer

One of the most anticipated features of the ALTCAP ecosystem is its crypto banking card, set to launch in the coming months. Registered in Hong Kong and designed for global usability, this card will function seamlessly across borders, just like traditional MasterCard or Visa cards. Key benefits include:

  • Ease of Use: Users can make crypto payments in any country without worrying about exchange rates or compatibility issues.
  • Wide Acceptance: The card’s universal acceptance ensures that it can be used for online and offline purchases.
  • Security and Speed: Powered by the Polygon blockchain, transactions are secure, fast, and cost-effective.

The introduction of such a card has the potential to redefine crypto adoption, making digital assets more accessible to mainstream users.

The Road Ahead for ALTCAP

With the crypto market booming, ALTCAP is well-positioned to capitalize on the growing demand for innovative digital assets. Here’s what the future could hold:

  • Increased Adoption: The launch of the crypto card, gaming integration, and blockchain payment solutions will attract a diverse user base.
  • Community Growth: By focusing on utility and engagement, ALTCAP can build a loyal community of users and investors.
  • Market-Making Strategies: Strategic partnerships and liquidity initiatives will stabilize the token’s value and ensure long-term growth.
  • Global Expansion: With its universal appeal and robust infrastructure, ALTCAP has the potential to become a global leader in the crypto utility space.

Why Believe in the ALTCAP Project?

ALTCAP is more than just a token; it’s a vision for the future of finance, gaming, and blockchain integration. By addressing real-world challenges and leveraging recent market trends, the project demonstrates a clear path to success. Its deflationary model, innovative utilities, and upcoming crypto banking card set it apart from competitors, offering immense value to investors and users.

As the crypto space continues to evolve, ALTCAP represents a unique opportunity to be part of a project with tangible impact and long-term potential. If you believe in the power of blockchain and the promise of real-world applications, now is the time to embrace the ALTCAP journey.

Disclaimer:

This information is provided for informational purposes only and does not constitute investment advice. Cryptocurrencies are volatile and speculative assets. Prospective investors should conduct thorough research and, if necessary, seek independent financial guidance before making any investment decisions.

New Delhi, January 19, 2025 – Renowned entrepreneur, business leader, and philanthropist Balamurugan Subbiah, PMP, has been conferred with an Honorary Doctorate in Entrepreneurship by the esteemed Brookfield University, USA. The honor was bestowed during the prestigious International Awards Summit 2025, held in New Delhi, in recognition of his outstanding contributions to the fields of entrepreneurship, business innovation, and societal impact.

The summit, which gathered leaders and visionaries from around the globe, celebrated excellence across industries. The Honorary Doctorate in Entrepreneurship is a testament to Balamurugan Subbiah’s transformative leadership, visionary approach, and dedication to creating meaningful change through entrepreneurial initiatives.

With a career spanning over 29 years, Balamurugan has redefined the entrepreneurial landscape through innovation and inclusivity. As the co-founder of KRG Technologies, he has not only built a thriving enterprise but also pioneered advancements in the staffing industry. His development of Genie, an AI-driven staffing platform, has revolutionized talent acquisition, skill matching, and workforce optimization, positioning KRG Technologies as a leader in the domain. The organization, under his leadership, exemplifies a commitment to diversity, with 60% of its workforce comprising women.

Brookfield University highlighted Balamurugan’s entrepreneurial journey, commending his ability to combine business acumen with a deep sense of social responsibility.

Beyond his professional achievements, Balamurugan has been a tireless advocate for social causes. Through Valimai Arakkatalai, an NGO he co-founded, he has spearheaded initiatives in education, hunger alleviation, and healthcare, positively affecting countless lives. During the COVID-19 pandemic, his donation of ₹25 lakhs to the Tamil Nadu Chief Minister’s Welfare Fund underscored his unwavering commitment to societal well-being.

In his acceptance speech, Balamurugan expressed heartfelt gratitude and shared his vision:

“This Honorary Doctorate in Entrepreneurship from Brookfield University is a profound honor and a reflection of the collective efforts of the whole KRG team, my family, and the communities I serve. Entrepreneurship, for me, is not just about building businesses; it’s about creating opportunities, fostering inclusivity, and making a difference in society. This recognition motivates me to continue striving for excellence and social impact.”

The International Awards Summit 2025 marked another significant milestone in Balamurugan Subbiah’s illustrious career, further solidifying his status as a visionary entrepreneur and a changemaker dedicated to uplifting communities.

LemFi, the platform transforming how immigrant communities access financial services, has raised $53 million in Series B funding led by Highland Europe with participation from previous investors Left Lane Capital, Palm Drive Capital, Endeavor Catalyst and Y-Combinator. The new round brings LemFi’s total capital raised to $85 million to date.

– LemFi is transforming how immigrant communities access financial services, starting with international remittance and payments to ease financial hurdles

– The platform enables diaspora communities in Europe and North America to move money reliably and affordably to emerging markets, including China, India, Kenya, Nigeria and Pakistan

– Since its launch in 2021, LemFi has grown to over one million customers and recently crossed $1 billion in monthly transaction volume

Founded in 2021, LemFi is building the trusted financial services platform for immigrant communities worldwide. Starting with payments and remittances, LemFi enables users to open multi-currency accounts and send and receive money globally, reliably and at a low cost. With over one million users across Europe and North America sending money to emerging markets, including India, Kenya, Nigeria and Pakistan, LemFi recently crossed $1 billion in monthly transactions. This is set to increase further, with LemFi adding Asia, including China, to its platform, growing 30% month-on-month.

More than remittance

Every year, millions of people relocate abroad to start new lives, and money transfers remain an important financial support mechanism to their home countries. For emerging markets, remittances are an important source of foreign exchange and can exceed foreign direct investment in some cases. In 2023, India alone received $120 billion in remittances, and the African remittance market is on track to reach $500 billion by 2035. Yet incumbent banks and private agents, which charge high commission rates and take days for transactions to complete, still corner about 60% of the market.

LemFi has become the trusted financial partner for diaspora communities in Canada, the UK and the USA, who send money home to 20 countries. After spending four years building trust among its user base, LemFi is now in the perfect position to provide further services and features to build a full-stack financial services hub for immigrants globally.

From payments to transforming financial services

LemFi’s founders Ridwan Olalere (CEO) and Rian Cochran (CFO) met whilst working at fintech unicorn OPay, incubated by Norwegian browser provider Opera. Olalere had previously worked in software development before becoming OPay’s product lead, where he met Cochran, the company’s finance director. After Olalere left for a stint as an Uber Country Manager, the duo combined their experiences across fintech and payments to build LemFi. They now oversee a 300+ strong multicultural team across Europe, North America, Africa and Asia, drawing on their own experiences to make financial services universally accessible.

Using the new funding, LemFi will focus on growing the company in three core areas: building out the platform to extend its financial services offering, scaling its payment network licenses and partnerships to provide hyper-localised service, and hiring talent globally to support its next growth stage.

Ridwan Olalere, co-founder and CEO of LemFi, said: “When we started building LemFi, we were told remittance had already been solved. But for too many people, it is still too slow, cumbersome and expensive with customers telling us that in some instances it was cheaper to send money from the US via Canada than directly to their families back home. By targeting the communities most in need, we’ve built LemFi into the go-to remittance service for one million people, supporting them in building wealth across 20 countries. We’re not stopping there: this new funding will support us in our mission to build the financial services hub for immigrants globally from adding new features to expanding to new countries. We’re delighted to be partnering with Highland to help us scale LemFi into a fintech giant.”

Sam Brooks, Partner at Highland Europe, said: “LemFi’s mission to provide trusted, reliable access to financial services for immigrant communities has inspired an incredibly loyal customer base and has generated impressive growth over the past several years. In addition to the success in initial geographies, we are excited by LemFi’s continuing international expansion given the extent of the global problem they are solving. Ridwan and Rian are fantastic leaders, and we are thrilled to partner with them and the LemFi team to help them scale and continue their growth into new markets.”

The Jakarta Murugan Temple, also known as Shri Sanathana Dharma Aalayam, is set to become Indonesia’s first-ever temple dedicated to Lord Murugan, standing as a beacon of spirituality, culture, and unity. The highly anticipated Maha Kumbhabhishekam Ceremony will be held on Sunday, 2 February 2025, from 7:45 AM to 7:00 PM, to inaugurate this iconic landmark.

The temple’s journey began on 14 February 2020, with a historic Groundbreaking Puja led by renowned priests from India and Malaysia. The ceremony was inaugurated by the Governor of DKI Jakarta and attended by prominent figures, including members of the People’s Consultative Assembly and House of Representatives, the Indian Ambassador, and leaders from various religious and cultural organizations. This event highlighted the spirit of solidarity among Indonesia’s multicultural and multi-ethnic society.

Built on a 4,000-square-meter plot graciously donated by the DKI Jakarta Government, the temple is located in the western part of Jakarta. Designed as more than a place of worship, the temple will feature:

  • Shrines dedicated to Lord Murugan and other deities.
  • A multipurpose hall for community and cultural events.
  • A Museum of Indo-Indian Heritage in Indonesia, showcasing the historical connection between the two cultures.
  • Lush gardens, providing a serene atmosphere for reflection and meditation.

The temple symbolizes the harmonious blending of Indian, Balinese and Javanese traditions while embracing the values of Pancasila. It serves as a unifying space for spiritual practices, cultural exchange, and tourism.

The Maha Kumbhabhishekam Ceremony will be led by His Holiness Dr. Sivasri K. Pichai Gurukkal, a Vikashratna Awardee, and supported by 72 Gurukals from India. This sacred event invites spiritual leaders, devotees, and the broader public to come together in prayer and celebration, honoring Lord Murugan, the divine protector and source of infinite grace.

Event Details:

  • Date: Sunday, 2 February 2025
  • Time: 7:45 AM – 7:00 PM
  • Location: Jakarta, Indonesia

The Jakarta Murugan Temple will not only serve as a spiritual sanctuary for the Indo-Indian community but also as a destination for tourists to experience the richness of Indonesia’s diverse cultural and religious heritage.

This milestone was made possible through the dedication of organizations like Gema Sadhana and Shri Sanathana Dharma Aalayam Trust, as well as the unwavering support of the local government and community leaders.

For more information, please visit:

https://jktmurugantemple.org/mk2025/

Contact:

Manivasugen (+628126446342)

Sarwan Kumar (+62811155933)

May Lord Murugan’s blessings bring health, harmony, and prosperity to all.

Om Swastyastu, Vanakkam, Namaskar, Om Shanti Shanti Shanti Om.

SuperHumanRace, a leading technology company specializing in data platforms at the intersection of climate and finance, and CREDAI Maharashtra, a premier body of real estate developers, have signed a landmark Memorandum of Understanding (MoU) to collaboratively develop and implement Regional Emissions Inventories for the real estate sector in Maharashtra.

At the launch event in Mahabalipuram, on Jan 06, 2025, Pramod Khairnar, President of CREDAI Maharashtra, talking about the MoU, shared, “The real estate sector in Maharashtra is at the forefront of India’s urban transformation. This initiative is a timely and essential intervention to ensure that development is environmentally sustainable while being economically viable.”

2024 was a landmark year for Indian real estate, with investments from institutional investors reaching an all-time high of USD 8.9 Billion; but according to the World Bank, India needs USD 50 Billion in private financing every year till 2036 to meet its urban infrastructure needs. India’s urban aspirations are at the heart of its ambition to become the 3rd largest economy by 2027 and reach USD 7 Trillion in GDP by 2030.

However, this rapid and large-scale urbanisation comes at a climate cost. By 2030, cities will contribute to 70% of the nation’s GDP and house 40% of India’s population while also contributing to well over 30% of India’s national emissions. As we add floor space equivalent to the city of Paris every week, building low-carbon, climate-resilient infrastructure will be an imperative both for the safety and well-being of Indian citizens and to raise funds from global investors.

The need to develop low-carbon built environments to meet our Nationally Determined Contributions under the Paris Agreement is hampered by the absence of sectoral, regional, or national baselines or benchmarks for real estate.

One of India’s prominent building physicists and Managing Director of SuperHumanRace, Aalok A. Deshmukh said that, “The initiative to develop Regional Emissions Inventories for the Real Estate value chain is a crucial step towards reliably quantifying and effectively addressing carbon risks associated with India’s burgeoning urban aspirations.”

The awareness and recognition of carbon risk is well understood by India’s most prominent and responsible developers. Ayashkanta Rout, Sustainability Lead at Oberoi Realty, mentioned that “carbon costs embedded in construction materials could raise project costs significantly, impacting profitability.” These carbon costs also impact the export competitiveness of the suppliers. For example, Maharashtra’s exports of construction materials like cement and aluminum could face additional tariffs in carbon-regulated markets, further underscoring the urgent need for reliable emissions data to drive strategic decision-making. Regional Emissions Inventories will:

* Enhance the global competitiveness of Indian real estate developers and construction material manufacturers by providing granular emissions data at the product, site, city, and state levels.

* Enable real estate developers to identify hotspots in their supply chains and adopt sustainable procurement practices.

* Prepare the sector for impending carbon taxes and regulatory measures as India transitions to a low-carbon economy.

* Foster investment in low-carbon technologies and green certifications, attracting climate-conscious investors.

Technology-Driven Implementation

It will be essential to integrate world-class, cutting-edge technology for this initiative to succeed due to both the volume of data and the complexity of relationships. SuperHumanRace will deploy advanced AI and machine learning algorithms to automate collection and analysis of emissions data across the real estate value chain; while providing actionable insights and benchmarks.

Deshmukh emphasized the role of technology: “This partnership is a game changer for sustainable urban development in India. By creating transparent, connected and actionable emissions inventories, we are empowering the real estate sector to proactively address carbon risks and drive global competitiveness.”

About SuperHumanRace: SuperHumanRace (SHR) is a pioneering technology company committed to transforming how organizations & countries ‘measure good’ and achieve the 1.5°C target that is essential for human survival on Earth. SHR’s sustainability platform, Green Dash is currently in use in 30+ countries by clients valued at over half a trillion dollars, including Oberoi Realty, Godrej Properties, K Raheja, JLL, Bosch, Capgemini, JLL, Tata Power, etc.

About CREDAI Maharashtra: CREDAI-Maharashtra is a State Level Federation and apex body of the organized Real Estate Developers / Builders across the State of Maharashtra (excluding Mumbai). The Federation represents 62 City Associations and over 3500 individual members.

Established in 1994, CREDAI-Maharashtra has been instrumental in promoting the interests of the Real Estate Sector and its members for over 27 years. It is an ISO-9001:2015 certified organisation, registered with the Charity Commissioner under the Public Trusts Act, 1950.

The Federation works closely with Government and Semi-Government agencies for policy formation for real estate in Maharashtra and discharges various Corporate Social Responsibilities directly and through its Members.

It is one of the founding members for CREDAI-National, which supports formulation of proactive policies for the Construction sector at National Level.

For further information, please contact:

Dwaipayan Aich

Chief Operating Officer, SuperHumanRace Email: coo@mysuperhumanrace.com Phone: +91 96019 66702

Darshana S. Ahirekar

General Manager, CREDAI Maharashtra Email: info@credaimaharashtra.org Phone: +91 97669 40867

Additional Notes for Editors

Macro-Economic and Export Competitiveness Implications

The initiative aligns with India’s commitment to becoming a $5 trillion economy by 2027 while meeting its Nationally Determined Contributions under the Paris Agreement. By equipping developers with precise emissions data, the program aims to:

* Enhance the global competitiveness of Indian real estate developers and construction materials manufacturers.

* Foster investment in low-carbon technologies and green certifications, attracting climate-conscious investors.

* Mitigate financial risks from carbon border adjustment mechanisms imposed by major trading partners like the EU.

Technology-Driven Implementation

SuperHumanRace will deploy its cutting-edge ESG data platform, leveraging advanced AI and machine learning algorithms to:

* Collect and analyze emissions data across the real estate value chain.

* Provide actionable insights through custom dashboards and benchmarks.

* Facilitate compliance with evolving carbon accounting standards and certifications.

This collaboration will also integrate dynamic emission factors to provide real-time updates, ensuring accuracy and responsiveness to market conditions.

India is set to become the third-largest construction market globally following China and the US. Estimates show that the industry is set to reach $1.4 trillion by 2025.

Data Sources (citations):

1. National Mission on Sustainable Habitat 2021-2030. Ministry of Housing and Urban Affairs, Government of India. Oct-2021.

2. MoEFCC. (2021). India: Third Biennial Update Report to the United Nations Framework Convention on Climate Change. Ministry of Environment, Forest and Climate Change, Government of India.

3. Present and future energy consumption of buildings: Challenges and opportunities towards decarbonisation. e-Prime – Advances in Electrical Engineering, Electronics and Energy 1 (2021) 100002. Santamouris, M. and Vasilakopoulou, K.

4. India to become third largest economy with GDP of $5 trillion in three years: Finance Ministry.The Hindu. 29-Jan-2024.

5. Real estate attracts $8.87 bn institutional investments in 2024: Report. Business Standard. 18-Dec-2024.

6. India’s urban infrastructure financing, needs and reality. The Hindu. 25-Nov-2024.

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